Last updated: June 16, 2025
Thank you for using Kira. By accessing our platform and services, you agree to the following Terms and Conditions. We recommend that you read them carefully.
1. What is Kira
Kira provides technology infrastructure to facilitate cross-border payments and transfers for businesses, with efficient, fast, and secure digital conversion and settlement processes. We operate through different legal entities in the United States, Mexico, and Colombia.
2. Use of our services
By using Kira, you confirm that: • You are at least 18 years old • All information you provide is true and up to date • You will use the platform lawfully and in accordance with the regulations applicable in your jurisdiction • You are responsible for any activity carried out from your account
3. Identity verification
To comply with local and international regulations, we require identity and source of funds verification. We reserve the right to reject or suspend accounts that do not complete this process.
4. Fees and processing times
Kira may apply fees for processing, conversion, or withdrawals. These will be disclosed before you approve any transaction.
5. Jurisdiction and regulatory compliance
United States - We comply with current regulations related to anti-money laundering (AML) and counter-terrorism financing. We do not offer services to individuals in jurisdictions sanctioned by U.S. authorities.
Mexico - Our services operate in accordance with current legal frameworks. Kira is not a financial institution authorized by the CNBV or supervised by Banxico.
Colombia - Kira is not supervised by the Superintendencia Financiera. Users are responsible for complying with any applicable exchange or tax obligations resulting from the use of our services.
6. Associated risks
The use of technology-based payment and conversion tools involves risks, including operational errors, processing delays, or third-party failures. By using our services, you accept these risks.
7. Data protection
Kira protects your information in accordance with the data protection laws applicable in each country:
• In the United States, we apply CCPA principles where applicable
• In Mexico, we comply with the Federal Law on Protection of Personal Data
• In Colombia, we follow Law 1581 of 2012
Please refer to our Privacy Policy for more information.
8. Changes to the terms
Kira may update these Terms and Conditions at any time. We will notify you of any significant changes through our official channels.
9. Contact
If you have any questions or need support, please contact us at:
Info@kirafin.ai