Operations Analyst

Job Overview

We are seeking an experienced Compliance Officer to oversee and manage our money transmitter compliance program. This role is responsible for ensuring adherence to federal and state regulations governing money transmission services.

Key Responsibilities

• Lead the process of attaining MTL licensing in the U.S. and certain latin American regions

• Develop, implement, and maintain comprehensive compliance policies and procedures

• Monitor and ensure compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and USA PATRIOT Act requirements

• Oversee the filing of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs)

• Review and assess commercial agreements and employment contracts

• Manage state money transmitter licensing requirements and renewals

• Conduct regular risk assessments and internal audits

• Train staff on compliance procedures and regulatory requirements

• Serve as primary liaison with regulatory agencies during examinations

• Monitor transaction activity for suspicious patterns

• Maintain compliance monitoring systems and tools

Required Qualifications

• Bachelor's degree in Business, Finance, Law, or related field

• 5+ years of compliance experience in financial services, preferably in money transmission

• Strong knowledge of BSA/AML regulations and state money transmitter requirements

• CAMS certification preferred

• Experience with compliance management systems

• Strong analytical and problem-solving skills

• Excellent written and verbal communication abilities

Skills & Competencies

• Detail-oriented with strong organizational skills

• Ability to interpret and apply complex regulations

• Strong project management capabilities

• Leadership and team management experience

• Proficiency in compliance software and tools

Compensation

• Salary + benefits: $100k to $130k

• Equity: $0k to $200k (4yr vesting, based on latest valuation)

• Remote

• 1st year: